:root{--navy:#0B2A4A;--navy-2:#123A63;--blue:#2E7CC6;--teal:#0E9F9A;--teal-2:#2EC4B6;--teal-bg:#E7F6F5;--ink:#132436;--text:#3D4F63;--muted:#66788C;--line:#E2E9F0;--bg:#FFFFFF;--soft:#F5F8FB;--r:16px;--sh:0 1px 2px rgba(11,42,74,.05),0 8px 24px rgba(11,42,74,.07);--sh-lg:0 2px 4px rgba(11,42,74,.05),0 18px 48px rgba(11,42,74,.12)}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--text);background:var(--bg);font-size:16px;line-height:1.6;overflow-x:hidden;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%}
a{color:var(--blue)}
h1,h2,h3,h4{color:var(--ink);margin:0;line-height:1.2;letter-spacing:-.02em}
p{margin:0}
.wrap{max-width:1200px;margin:0 auto;padding:0 20px}
.center{text-align:center}
.mt{margin-top:40px}
.skip{position:absolute;left:-9999px;top:0;background:var(--navy);color:#fff;padding:10px 14px;z-index:100}
.skip:focus{left:12px;top:12px}
.anchor{position:relative;top:-90px;display:block;height:0}
section[id],[id].anchor{scroll-margin-top:76px}
.ic{width:24px;height:24px;flex:none}
.ic-s{width:18px;height:18px}
.ic-xl{width:56px;height:56px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:600 15px/1 Inter,system-ui,sans-serif;padding:13px 20px;border-radius:10px;text-decoration:none;border:1.5px solid transparent;cursor:pointer;transition:background .2s,box-shadow .2s,transform .2s,color .2s,border-color .2s;white-space:nowrap}
.btn:focus-visible,a:focus-visible,summary:focus-visible,.burger:focus-visible{outline:3px solid rgba(46,124,198,.45);outline-offset:2px}
.btn-p{background:var(--teal);color:#fff;box-shadow:0 6px 16px rgba(14,159,154,.25)}
.btn-p:hover{background:#0B8A86;transform:translateY(-1px)}
.btn-o{background:#fff;color:var(--navy);border-color:#C9D6E3}
.btn-o:hover{border-color:var(--navy);}
.btn-t{background:transparent;color:var(--navy);padding-left:4px;padding-right:4px}
.btn-t:hover{color:var(--teal)}
.btn-w{background:#fff;color:var(--navy)}
.btn-w:hover{background:#EAF3FB}
.btn-ow{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}
.btn-ow:hover{border-color:#fff}
.btn-lg{padding:16px 24px;font-size:16px}
.btn-sm{padding:10px 16px;font-size:14px}
.btn-full{width:100%}
.btn-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.btn[disabled]{opacity:.7;cursor:default}

/* nav */
.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:saturate(180%) blur(12px);-webkit-backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid var(--line)}
.nav-row{display:flex;align-items:center;gap:20px;height:68px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);flex:none}
.logo-mark{width:36px;height:36px}
.logo-txt{font-weight:800;font-size:18px;letter-spacing:-.02em;color:var(--navy)}
.logo-txt b{font-weight:500;color:var(--teal);margin-left:5px}
.nav-links{display:flex;align-items:center;gap:4px;margin-left:auto}
.nav-links a:not(.btn){color:var(--ink);text-decoration:none;font-weight:500;font-size:14.5px;padding:8px 11px;border-radius:8px;white-space:nowrap}
.nav-links a:not(.btn):hover{background:var(--soft);color:var(--teal)}
.nav-links a.active{color:var(--teal)}
.nav-cta-m{display:none}
.burger{display:none;margin-left:auto;width:44px;height:44px;border:1px solid var(--line);background:#fff;border-radius:10px;padding:0;cursor:pointer;flex-direction:column;align-items:center;justify-content:center;gap:5px}
.burger span{display:block;width:20px;height:2px;background:var(--navy);border-radius:2px;transition:transform .25s,opacity .2s}
.nav.open .burger span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav.open .burger span:nth-child(2){opacity:0}
.nav.open .burger span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* hero */
.hero{background:linear-gradient(180deg,#F3F8FC 0%,#FFFFFF 100%);padding:64px 0 56px;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:56px;align-items:center}
.eyebrow-pill{display:inline-flex;align-items:center;gap:8px;background:var(--teal-bg);color:#0A7E7A;font-weight:600;font-size:13.5px;padding:7px 14px;border-radius:999px;border:1px solid #C5E9E6}
h1{font-size:52px;font-weight:800;margin:20px 0 18px;letter-spacing:-.03em;color:var(--navy)}
h1 .hl{color:var(--teal);display:block}
.lead{font-size:18.5px;color:var(--text);max-width:560px}
.hero-points{list-style:none;padding:0;margin:28px 0 0;display:flex;flex-wrap:wrap;gap:10px 22px;font-size:14.5px;font-weight:500;color:var(--ink)}
.hero-points li{display:flex;align-items:center;gap:7px}
.hero-points .ic{color:var(--teal)}
.hero-visual{position:relative}
.hero-art{display:block;width:100%;height:auto;border-radius:28px;box-shadow:var(--sh-lg)}
.float-card{position:absolute;display:flex;align-items:center;gap:12px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:12px 16px;box-shadow:var(--sh-lg);font-size:13px;line-height:1.35}
.float-card .ic{color:var(--teal);background:var(--teal-bg);border-radius:10px;padding:7px;width:38px;height:38px}
.float-card b{display:block;color:var(--ink);font-size:14px}
.float-card span{color:var(--muted)}
.fc-1{left:-28px;bottom:42px}
.fc-2{right:-16px;top:28px}

/* trust strip */
.trust{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.trust-item{display:flex;align-items:center;gap:14px;padding:26px 20px;border-left:1px solid var(--line)}
.trust-item:first-child{border-left:0}
.trust-item>.ic{color:var(--navy);width:44px;height:44px;padding:10px;background:var(--soft);border-radius:12px}
.trust-item b{display:block;color:var(--ink);font-size:15px}
.trust-item span{font-size:13.5px;color:var(--muted)}

/* sections */
.section{padding:96px 0}
.section.alt{background:var(--soft)}
.sec-head{max-width:720px;margin:0 auto 52px}
.sec-head.center{text-align:center}
.eyebrow{display:inline-block;font-size:13px;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:var(--teal);margin-bottom:12px}
.eyebrow.light{color:var(--teal-2)}
h2{font-size:38px;font-weight:800;color:var(--navy);margin-bottom:16px}
.sec-head p{font-size:17.5px;color:var(--text)}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:30px;box-shadow:var(--sh);transition:transform .2s,box-shadow .2s}
.card:hover{transform:translateY(-3px);box-shadow:var(--sh-lg)}
.card h3{font-size:19px;margin:18px 0 10px}
.card p{font-size:15.5px}
.card-ic{width:52px;height:52px;border-radius:14px;background:var(--teal-bg);color:var(--teal);display:flex;align-items:center;justify-content:center}
.card-ic .ic{width:26px;height:26px}
.card-ic.lg{width:56px;height:56px;background:var(--navy);color:#fff}
.card-top{display:flex;align-items:center;gap:16px;padding-bottom:20px;border-bottom:1px solid var(--line);margin-bottom:20px}
.card-top h3{margin:0}
.mini{list-style:none;padding:0;margin:0;display:grid;gap:14px}
.mini li{display:flex;gap:10px;font-size:15.5px;align-items:flex-start}
.mini .ic{color:var(--teal);margin-top:3px}
.alt .card{box-shadow:var(--sh)}

/* split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.sol-art{display:block;width:100%;height:auto;border-radius:24px;box-shadow:var(--sh-lg);background:#fff}
.split-copy>p{font-size:17px;margin-bottom:14px}
.checks{list-style:none;padding:0;margin:22px 0 0;display:grid;gap:14px}
.checks li{display:flex;gap:12px;align-items:flex-start}
.checks .ic{color:#fff;background:var(--teal);border-radius:50%;padding:3px;width:22px;height:22px;margin-top:2px}
.checks b{color:var(--ink)}

/* timeline */
.timeline{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:24px;position:relative;counter-reset:s}
.timeline:before{content:"";position:absolute;top:27px;left:12%;right:12%;height:2px;background:linear-gradient(90deg,var(--teal),var(--blue))}
.step{position:relative;text-align:center}
.step-num{position:relative;z-index:1;width:56px;height:56px;margin:0 auto 22px;border-radius:50%;background:#fff;border:2px solid var(--teal);color:var(--navy);font-weight:800;font-size:20px;display:flex;align-items:center;justify-content:center;box-shadow:0 0 0 7px #fff}
.step-body{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;box-shadow:var(--sh);height:calc(100% - 78px)}
.step-when{display:inline-block;font-size:12.5px;font-weight:700;color:#0A7E7A;background:var(--teal-bg);border-radius:999px;padding:4px 11px;margin-bottom:12px}
.step h3{font-size:18px;margin-bottom:8px}
.step p{font-size:15px}

/* band */
.band{margin-top:48px;background:linear-gradient(120deg,var(--navy) 0%,var(--navy-2) 100%);border-radius:20px;padding:40px 44px;display:flex;align-items:center;justify-content:space-between;gap:28px;color:#C9D8E8}
.band h3{color:#fff;font-size:24px;margin-bottom:8px}
.band .btn-row{margin-top:0;flex:none}
.who h3{margin-top:18px}

/* faq */
.faq-wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:56px;align-items:start}
.faq-wrap .sec-head{margin:0;position:sticky;top:100px}
.faq-list{display:grid;gap:12px}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 1px 2px rgba(11,42,74,.04);transition:border-color .2s,box-shadow .2s}
.faq-item[open]{border-color:#BFE3E0;box-shadow:var(--sh)}
.faq-item summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:20px 22px;font-weight:600;color:var(--ink);font-size:16.5px}
.faq-item summary::-webkit-details-marker{display:none}
.faq-x{position:relative;flex:none;width:28px;height:28px;border-radius:50%;background:var(--soft)}
.faq-x:before,.faq-x:after{content:"";position:absolute;left:8px;right:8px;top:13px;height:2px;background:var(--navy);border-radius:2px;transition:transform .25s}
.faq-x:after{transform:rotate(90deg)}
.faq-item[open] .faq-x{background:var(--teal-bg)}
.faq-item[open] .faq-x:after{transform:rotate(0)}
.faq-a{padding:0 22px 22px;font-size:15.5px}

/* contact */
.contact{background:linear-gradient(135deg,#0B2A4A 0%,#0F3A63 60%,#0D4A6B 100%);color:#C9D8E8}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.contact h2{color:#fff}
.contact-copy>p{font-size:17.5px;max-width:480px}
.contact-list{list-style:none;padding:0;margin:30px 0;display:grid;gap:18px}
.contact-list li{display:flex;gap:14px;align-items:flex-start}
.contact-list .ic{color:var(--teal-2);background:rgba(46,196,182,.12);border-radius:10px;padding:8px;width:40px;height:40px}
.contact-list b{display:block;color:#fff}
.contact-list span{font-size:15px}
.mail-link{display:inline-flex;align-items:center;gap:10px;color:#fff;font-weight:600;text-decoration:none;border-bottom:1px solid rgba(255,255,255,.3);padding-bottom:3px;word-break:break-all}
.mail-link .ic{color:var(--teal-2)}
.form-card{background:#fff;border-radius:20px;padding:34px;box-shadow:0 24px 60px rgba(0,0,0,.25);color:var(--text);position:relative}
.form-title{font-size:21px;margin-bottom:20px}
.field{margin-bottom:16px}
.field label{display:block;font-weight:600;font-size:14px;color:var(--ink);margin-bottom:6px}
.opt{font-weight:400;color:var(--muted)}
.field input,.field select{width:100%;font:16px Inter,system-ui,sans-serif;color:var(--ink);background:#fff;border:1.5px solid #D3DDE7;border-radius:10px;padding:12px 14px;transition:border-color .2s,box-shadow .2s;-webkit-appearance:none;appearance:none}
.field select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2366788C' stroke-width='2'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;background-size:18px;padding-right:40px}
.field input::placeholder{color:#9AA9B8}
.field input:focus,.field select:focus{outline:none;border-color:var(--teal);box-shadow:0 0 0 4px rgba(14,159,154,.15)}
.field input[aria-invalid=true]{border-color:#D14343;box-shadow:0 0 0 4px rgba(209,67,67,.1)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form-msg{margin-top:12px;font-size:14.5px;min-height:1px}
.form-msg.err{color:#B42318}
.form-msg a{color:#B42318;font-weight:600}
.form-note{font-size:12.5px;color:var(--muted);margin-top:10px}
.form-done{display:none;text-align:center;padding:40px 10px}
.form-done .ic{color:var(--teal)}
.form-done h3{font-size:24px;margin:14px 0 8px}
.form.done>*:not(.form-msg){display:none}
.form.done .form-msg{display:none}
.form.done+.form-done{display:block}

/* footer */
.footer{background:#071C33;color:#9DB0C4;padding:64px 0 28px;font-size:15px}
.foot-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:40px}
.logo-light .logo-txt{color:#fff}
.foot-brand p{margin:14px 0 18px;max-width:280px}
.foot-col h4{color:#fff;font-size:14px;letter-spacing:.06em;text-transform:uppercase;margin-bottom:14px}
.foot-col a{display:block;color:#9DB0C4;text-decoration:none;padding:5px 0;word-break:break-word}
.foot-col a:hover{color:#fff}
.foot-bottom{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.1);margin-top:44px;padding-top:24px;font-size:14px}
.foot-bottom a{color:#9DB0C4;text-decoration:none}

/* reveal */
.rv{opacity:0;transform:translateY(16px);transition:opacity .6s ease,transform .6s ease}
.rv.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}.rv{opacity:1;transform:none}}

/* responsive */
@media (max-width:1180px){
 .nav-links a:not(.btn){padding:8px 8px;font-size:14px}
}
@media (max-width:1080px){
 .nav-cta{display:none}
 .burger{display:flex}
 .nav-links{position:fixed;top:68px;left:0;right:0;flex-direction:column;align-items:stretch;gap:2px;background:#fff;padding:12px 20px 24px;border-bottom:1px solid var(--line);box-shadow:0 18px 40px rgba(11,42,74,.12);transform:translateY(-8px);opacity:0;visibility:hidden;transition:opacity .2s,transform .2s,visibility .2s;margin:0;max-height:calc(100vh - 68px);overflow:auto}
 .nav.open .nav-links{opacity:1;transform:none;visibility:visible}
 .nav-links a:not(.btn){font-size:17px;padding:14px 8px;border-bottom:1px solid var(--line);border-radius:0}
 .nav-cta-m{display:flex;margin-top:16px;padding:16px}
 .hero-grid,.split,.contact-grid{grid-template-columns:1fr;gap:44px}
 .faq-wrap{grid-template-columns:1fr;gap:32px}
 .faq-wrap .sec-head{position:static}
 .timeline{grid-template-columns:1fr 1fr}
 .timeline:before{display:none}
 .trust-grid{grid-template-columns:1fr 1fr}
 .trust-item:nth-child(3){border-left:0}
 .trust-item:nth-child(n+3){border-top:1px solid var(--line)}
 .foot-grid{grid-template-columns:1fr 1fr}
 .hero-copy{max-width:680px}
}
@media (max-width:720px){
 .wrap{padding:0 18px}
 .section{padding:68px 0}
 .hero{padding:40px 0 44px}
 h1{font-size:36px}
 h2{font-size:29px}
 .lead{font-size:17px}
 .sec-head{margin-bottom:36px}
 .sec-head p{font-size:16.5px}
 .grid-3{grid-template-columns:1fr;gap:16px}
 .card{padding:24px}
 .btn-row .btn-lg{flex:1 1 100%}
 .float-card{padding:9px 12px}
 .float-card .ic{width:32px;height:32px;padding:6px}
 .float-card b{font-size:13px}
 .float-card span{font-size:12px}
 .fc-1{left:8px;bottom:12px}
 .fc-2{right:8px;top:12px}
 .trust-item{padding:18px 10px;gap:10px;flex-direction:column;align-items:flex-start}
 .trust-item>.ic{width:40px;height:40px;padding:9px}
 .trust-item b{font-size:14px}
 .trust-item span{font-size:12.5px}
 .timeline{grid-template-columns:1fr;gap:0}
 .step{display:grid;grid-template-columns:44px 1fr;gap:16px;text-align:left;padding-bottom:18px}
 .step:not(:last-child):after{content:"";position:absolute;left:21px;top:46px;bottom:0;width:2px;background:linear-gradient(var(--teal),var(--blue));opacity:.5}
 .step-num{width:44px;height:44px;font-size:17px;margin:0;box-shadow:none}
 .step-body{height:auto;padding:20px}
 .split{gap:36px}
 .band{flex-direction:column;align-items:flex-start;padding:28px 24px}
 .band .btn-row{width:100%}
 .band .btn{flex:1 1 100%}
 .form-card{padding:24px 20px}
 .faq-item summary{padding:18px;font-size:15.5px}
 .faq-a{padding:0 18px 18px}
 .foot-grid{grid-template-columns:1fr;gap:28px}
 .foot-bottom{flex-direction:column}
 .logo-txt{font-size:17px}
}